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| Rates
ALL RATES LAST UPDATED Monday, December 08, 2008
Rates subject to change.
Personal Deposit Rates
|
STATEMENT SAVINGS ($100 MINIMUM BALANCE) |
| |
RATE |
ANNUAL PERCENTAGE YIELD |
| 0-$99.99 |
0.00 % |
0.00 % |
| $100 &
above |
0.74 % |
0.75 % |
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NO COST CHECKING IS AVAILABLE WITH NO MINIMUM DEPOSIT |
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|
INTEREST CHECKING ($100 MINIMUM BALANCE) |
| |
RATE |
ANNUAL PERCENTAGE YIELD |
| 0-$99.99 |
0.00 % |
0.00 % |
| $100 &
above |
0.49 % |
0.50 % |
|
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|
PREMIER CHECKING ($10,000 MINIMUM BALANCE) |
| |
RATE |
ANNUAL PERCENTAGE YIELD |
| 0-$9,999 |
0.00 % |
0.00 % |
| $10,000 & above |
1.49 % |
1.50 % |
|
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MONEY MARKET SAVINGS ACCOUNT ($500 MINIMUM DEPOSIT) |
| |
RATE |
ANNUAL PERCENTAGE YIELD |
| 0-$499.99 |
0.00 % |
0.00 % |
| $500-$9,999 |
1.49 % |
1.50 % |
|
$10,000-$24,999 |
1.69 % |
1.70 % |
| $25,000-$49,999 |
2.61 % |
2.65 % |
| $50,000 &
above |
2.96 % |
3.00 % |
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PREMIER MONEY MARKET ($10,000 MINIMUM BALANCE) |
| |
RATE |
ANNUAL PERCENTAGE YIELD |
|
0-$9,999 |
0.99 % |
1.00 % |
|
$10,000 & above |
2.91 % |
2.95 % |
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CERTIFICATES OF DEPOSIT ($500 MINIMUM DEPOSIT) |
| |
RATE |
ANNUAL PERCENTAGE YIELD |
|
3 month |
1.73 % |
1.75 % |
|
6 month |
1.98 % |
2.00 % |
|
9 month |
2.13 % |
2.15 % |
|
12 month |
2.47 % |
2.50 % |
|
18 month |
2.71 % |
2.75 % |
|
24 month |
2.96 % |
3.00 % |
|
30 month |
3.15 % |
3.20 % |
|
36 month |
3.30 % |
3.35 % |
|
48 month |
3.44 % |
3.50 % |
|
60 month |
3.68 % |
3.75 % |
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A penalty will or may be imposed for early withdrawal. Fees may reduce earnings. |
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IRA Rates
|
IRA ($250 MINIMUM DEPOSIT) |
| |
RATE |
ANNUAL PERCENTAGE YIELD |
| 12 Month |
2.57 % |
2.60 % |
| 18 Month |
2.81 % |
2.85 % |
| 24 Month |
3.05 % |
3.10 % |
| 36 Month |
3.39 % |
3.45 % |
| 48 Month |
3.54 % |
3.60 % |
| 60 Month |
3.78 % |
3.85 % |
|
A penalty will or may be imposed for early withdrawal. Fees may reduce earnings. |
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SAVINGS IRA (NO MINIMUM DEPOSIT) |
| |
RATE |
ANNUAL PERCENTAGE YIELD |
| 0-$100 |
NO INT |
N/A |
| $100-$9,999 |
0.94 % |
0.95 % |
| $10,000-$24,999 |
0.99 % |
1.00 % |
| $25,000-$49,999 |
1.14 % |
1.15 % |
| $50,000 & above |
1.24 % |
1.25 % |
|
A penalty will or may be imposed for early withdrawal. Fees may reduce earnings. |
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MINI-JUMBO CERTIFICATES OF DEPOSIT
(MINIMUM DEPOSIT $10,000-$79,999 - simple interest available) |
| |
RATE |
ANNUAL PERCENTAGE YIELD |
| 3 Month |
3.30 % |
3.35 % |
|
A penalty will or may be imposed for early withdrawal. Fees may reduce earnings. |
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SPECIAL CERTIFICATES OF DEPOSIT |
| |
RATE |
ANNUAL PERCENTAGE YIELD |
| 5 month ($1,000 min.)** |
3.40 % |
3.45 % |
| 7 month ($10,000 min.) |
3.68 % |
3.75 % |
| 13 month ($10,000 min) |
3.78 % |
3.85 % |
| 25 month ($10,000 min) |
3.83 % |
3.90 % |
|
A penalty will or may be imposed for early withdrawal. Fees may reduce earnings. |
| 14 month ($5,000 min)** |
3.45 % |
3.50 % |
| 9 month ($1,000 min)** |
3.40 % |
3.45 % |
|
**Penalty-Free Withdrawal |
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TOP
Business Deposit Rates
|
BUSINESS SAVINGS ACCOUNTS |
| |
RATE |
ANNUAL PERCENTAGE YIELD |
| $200 &
Above |
0.84 % |
0.85 % |
|
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BUSINESS
INTEREST BEARING CHECKING
[*NON-PROFIT AND SOLE PROPRIETORSHIP ONLY] |
| |
RATE |
ANNUAL PERCENTAGE YIELD |
| $500 &
Above |
1.24 % |
1.25 % |
|
|
|
BUSINESS MONEY
MARKET |
| |
RATE |
ANNUAL PERCENTAGE YIELD |
| $ 1,000 -
$9,999 |
1.58 % |
1.60 % |
| $10,000 -
$24,999 |
1.78 % |
1.80 % |
| $25,000 -
$49,999 |
2.71 % |
2.75 % |
| $50,000 &
Above |
3.05 % |
3.10 % |
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BUSINESS
CHECKING ANALYSIS ACCOUNTS |
|
Earnings Credit Rate in effect
11/10/2008 through
12/31/2008 is
0.000 %
Earnings Credit Rate is based on the 90 Day T-Bill rate, minus
1%. The rate is based on the first business day of each month.
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TOP
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Consumer Loan Rates
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HOME EQUITY LINES OF CREDIT
(Wall Street Journal Prime Rate is currently
5.00 %) |
|
|
AMOUNT |
RATE (APR) |
TERM |
LOAN TO VALUE |
|
Great Line |
$50,000 + |
Prime – ½% |
15 year draw |
80% |
|
Atlantic Line |
$20,000-$50,000 |
Prime + 0% |
15 year draw |
80% |
|
Eagle 100 Line |
$50,000-$100,000 |
Prime + 1 ½% |
15 year draw |
100% |
|
Eagle 50 Line |
$20,000-50,000 |
Prime + 2% |
15 year draw |
100% |
|
Eagle 20 Line |
$20,000 or less |
Prime + 4% |
15 year draw |
100% |
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|
HOME EQUITY LOANS |
|
|
AMOUNT |
RATE (APR) |
TERM |
LOAN TO VALUE |
|
Great Loan |
|
6.88 %
7.38 %
7.75 %
|
5 years
10 years
15 years |
80% |
|
Eagle Loan |
|
9.75 %
10.00 %
10.50 %
|
5 years
10 years
15 years |
100% |
|
Investor Loan |
|
9.00 %
9.75 %
10.25 %
|
5 years
10 years
15 years |
80% |
|
Second Home |
|
8.50 %
9.50 %
10.00 %
|
5 years
10 years
15 years |
80% |
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OTHER LOANS |
|
|
AMOUNT |
RATE (APR) |
TERM |
LOAN TO VALUE |
|
New Car |
Any
>$30,000 |
7.00 %
7.50 %
|
5 years
6 years |
|
|
Used Car |
>$25,000
$10,000-$25,000
$5,000-$10,000 |
8.50 %
8.50 %
8.50 %
|
4 years
4 years
3 years |
NADA Loan Value |
|
Personal |
<$3,000
$3,000-$10,000
$1,000-$15,000 |
14.00 %
14.00 %
14.00 %
|
2 years
3 years
3 years |
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Certificate of Deposit/Savings |
|
2.00 %
above rate |
|
|
|
Overdraft Protection |
<$5,000 |
14.50 %
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TOP
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10700 PARKRIDGE BLVD. SUITE P-50
RESTON, VA 20191 Fax: 703-391-1770
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